Disclaimer

Last Updated: 22 August 2025

At Silver Crest Enterprises and its brand Zibi Hub, we don’t hide behind fine print — we believe in open communication, clear expectations, and shared responsibility. This Disclaimer defines our commitments, boundaries, and mutual understanding between our company and all users, buyers, clients, and partners.

1. Earnings & Results

We exist to empower individuals and businesses through digital tools, frameworks, and automation systems — but we make no guarantees of income, performance, or specific results.

Success depends on many factors, including your skill level, consistency, market demand, and execution quality. Our responsibility is to provide the structure, systems, and strategy. Your responsibility is to apply them.

Zibi Hub Insight: Tools don’t create results — systems and clarity do.

2. Digital Products & SaaS

Our digital products, courses, and templates are designed for education, productivity, and creative acceleration. They are not substitutes for legal, financial, or professional advice.

Unauthorized copying, resale, or redistribution of any digital asset, framework, or toolkit “as-is” is prohibited.

SaaS and AI products may rely on third-party APIs or platforms whose uptime, accuracy, or feature stability are beyond our control. Temporary downtime or API changes cannot be considered grounds for liability, refund, or compensation.

Digital assets are like intelligence briefings — powerful only when applied with clarity and consistent action.

3. Services & Consulting

All consulting, advisory, and coaching services are provided as strategic opinions and implementation guidance, not as binding guarantees. Execution, decision-making, and compliance remain the client’s responsibility.

Silver Crest Enterprises and its representatives shall not be held liable for results arising from partial implementation, delay, or deviation from recommended actions. Our responsibility ends upon delivery of the agreed service or deliverable.

4. E-Commerce & Export Goods

We ensure that every physical or export order is processed with quality assurance, verified packaging, and compliant trade documentation.

However, we are not liable for delays, damage, or loss caused by third-party couriers, customs, or local authorities. Buyers are responsible for import duties, taxes, and regulatory compliance in their respective countries.

We follow all applicable Indian trade, logistics, and export-import protocols and maintain transparency in documentation and correspondence.

5. Limitation of Liability

To the maximum extent permitted by law, Silver Crest Enterprises / Zibi Hub shall not be liable for any indirect, incidental, or consequential damages, including loss of data, profit, or business opportunity.

Our total aggregate liability, if any, shall not exceed the amount paid by you for the specific product or service in question.

Users and clients assume full responsibility for using our products, services, or systems in accordance with local laws and ethical standards.

6. External Links & Third-Party Tools

Our platform may reference, embed, or integrate third-party systems (e.g., Google, Razorpay, Meta, OpenAI, Canva, etc.). We do not own or control these external services, nor can we guarantee their availability, pricing, or data policies.

Your interaction with such platforms is voluntary and subject to their respective terms and privacy policies.

7. Jurisdictional Boundaries

Our operations are governed by Indian law, specifically the Information Technology Act (2000), Digital Personal Data Protection Act (2023), and related global data-protection frameworks (GDPR, CCPA).

All legal matters or disputes are subject to the exclusive jurisdiction of courts in Kolkata, West Bengal, India.

We maintain full compliance discipline across our domestic and international operations but are not responsible for abrupt regulatory or geopolitical changes affecting accessibility or trade.

8. Intellectual Property & AI

All frameworks, templates, digital courses, copy systems, and brand assets published by Zibi Hub are the exclusive intellectual property of Silver Crest Enterprises.

AI-generated outputs are provided “as-is”, based on public models or licensed tools. While we strive for accuracy and originality, we make no warranties regarding AI-generated or third-party content. Users are responsible for verifying all AI outputs and ensuring ethical, lawful, and non-infringing usage.

9. Policy Updates

As our business evolves, this Disclaimer will evolve too. We reserve the right to amend, modify, or replace this policy at any time without prior notice. The latest version will always be published on this page, and continued use of our services constitutes acceptance of any changes.

Our Commitment to Clarity

This Disclaimer is not about limiting responsibility — it’s about clarifying expectations.

If you buy a product, you get tools — not a promise of results.
If you use our services, you get clarity — but execution rests with you.
If you order goods, you get verified quality — but logistics carry shared risk.

At Zibi Hub, we give you clarity, frameworks, and systems. What you build with them defines your success.

For support, verification, or compliance queries:
📩 contact@zibihub.in

© 2025 Silver Crest Enterprises / Zibi Hub • All Rights Reserved • MSME • GST • PAN Verified